Workers Compensation is a government system set up to provide support to employees that have been injured “on the job” or in the scope of their employment.
Workers compensation is, in reality, an insurance program set up by the government to cover employers when their employees are injured. This type of system also prevents employees from suing their employers outside of the workers compensation system. Therefore, to ensure that you get the full benefits you deserve it is important that you contact a workers’ compensation attorney.
Requirements Of A Workers’ Compensation Claim
The injury that an employee suffers must be in the scope of their employment. This means the employee must be working at the time of their injury. The injury must occur while the employee was at work or a work function or while they were doing some expected service for their employer. Another example of an injury would be a chronic problem that is related to your particular field of employment. An example of this would be black lung or carpal tunnel syndrome. These types of chronic injury cases tend to be very job specific though.
Common Workers’ Compensation Injuries
Examples of common workers compensation injuries would be things such as back injuries from lifting heavy equipment, wrist injuries from a computer technician or injuries from a fall on the job. Another example would be problems resulting from the use of machinery or equipment used at work. An example of a serious workers compensation injury would be something like a head injury, which could have future complications. If you have suffered a serious injury it is usually a good idea to contact an workers compensation attorney immediately because certain types of injuries such as head and back injuries often have many future symptoms that can’t be detected immediately. In this situation it is important to consult with an attorney that can argue for full benefits to cover the entire injury and not just the symptoms that you are currently suffering.
Most employees that have suffered an injury will have their medical bills and missed earnings paid for, but sometimes employers may not want to reimburse the full amount needed for a full recovery. An example of this would be if you hurt your back on the job and needed multiple surgeries. Your employer may agree to pay for the first surgery but dispute the claim that you need the second surgery. For injuries like this it is beneficial to have an attorney to represent you against your company and their insurance provider so you can receive the full benefits you deserve.
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This is a fantastic article. I’m always looking for great resources to send to my coworkers, and your piece is definitely worth sharing!
Thanks Mahalia – glad you enjoyed it. Hope you and your co-workers will come back soon!
Good post. It cleared up some worker’s comp things that I didn’t know about.