Congrats! Your bankruptcy has been filed and now you are getting ready for your creditors’ meeting. Below are seven important things you need to know before your creditors’ meeting.

First, if you haven’t already completed the financial management (Abacus Financial Management) you need to do that ASAP. Just email us verifying you have completed the course and we will make sure we have the appropriate certificate, etc. – you would just need to bring the financial management fee of $15.00 in a certified check or money order made out to Duncan Law, LLP. We need to have all of that information before the creditors’ meeting on Friday.

Second, you will need to be at the location for the creditors’ meeting at 8:50 AM sharp, if not a few minutes before hand. The location in Winston-Salem is a little weird and tough to find so I would give yourself a little extra time to find it. You just want to make sure you’re not late! I may not be there right at 8:50 AM, don’t panic – I’m on my way. The creditors’ meeting is located on the first floor at 601 W. 4th Street, Suite 100 in Winston-Salem, NC. If you want, check out this video to see how to get the creditors’ meeting from our I-40 Business West and our Winston-Salem office.

Third, you will need to make sure that you leave everything other than your financial management fee, driver’s license and social security card and any other paperwork that you need in the car. No cell phones, they won’t let you bring them in as you go through security. 

Fourth, I’m a visual person. If you are like me and like to know what to expect before walking in a strange place for the first time then check out the following video. To help you get a mental image of what it will be like in the creditors’ meeting I have put together this video from inside the creditors’ meeting room.

Fifth, they are going to ask you a handful of questions. If you are there early you can get a good idea of the types of questions that they will ask. Generally, they will ask your name, where you live, if you’re employed and where, whether you have any domestic support obligation (child support and alimony), whether you are expecting a big inheritance and whether you reviewed your paperwork (that’s what we did in the signing appointment). They could ask you a few other questions specific to your case but those are the most common questions that they will ask. Of course, I’ll be there if you have any questions or concerns. 

Sixth, wear whatever you would wear on a typical day. You don’t need to get dressed up. 

Seventh, check out the following link about what to expect at your creditors’ meeting. These are different blog posts that we have written about creditors’ meetings. Many of your other questions are likely to be answered within these blog posts. Of course, you can always contact us if you have any questions as well.

Finally, don’t stress over this. You put in the work getting us everything that we needed and we put in the work to make sure your bankruptcy was well put together for the Trustee. Since we together put in the work – everything should go smoothly. I look forward to seeing you on Friday morning!